.ac2 {
  --ac-navy: #0f1f3d;
  --ac-navy-2: #16294a;
  --ac-gold: #c8a96e;
  --ac-gold-dark: #8f6f35;
  --ac-ivory: #faf6ee;
  --ac-pearl: #eef2f8;
  --ac-white: #fff;
  --ac-text: #37455e;
  --ac-rule: rgba(15, 31, 61, 0.12);
  --ac-rule-light: rgba(255, 255, 255, 0.16);
  display: block;
  overflow: hidden;
  background: var(--ac-white);
  color: var(--ac-text);
  font-synthesis: none;
  -webkit-font-smoothing: antialiased;
}

.ac2 * { box-sizing: border-box; }
.ac2 .ac-wrap { max-width: 1200px; margin: 0 auto; padding: 0 32px; }
.ac2 .ac-narrow { max-width: 920px; margin: 0 auto; padding: 0 32px; }
.ac2 h1,
.ac2 h2,
.ac2 h3 {
  margin: 0;
  color: var(--ac-navy);
  font-family: 'Playfair Display', 'Playfair Display Fallback', Georgia, serif;
  letter-spacing: -0.015em;
}
.ac2 h2 { font-size: clamp(27px, 2.5vw, 34px); line-height: 1.2; font-weight: 700; }
.ac2 p { margin: 0 0 14px; font-size: 16.5px; line-height: 1.75; }
.ac2 p:last-child { margin-bottom: 0; }
.ac2 .ac-eyebrow {
  display: block;
  margin: 0 0 14px;
  color: var(--ac-gold-dark);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}
.ac2 .ac-lead { color: #3f4f68; font-size: 18px; line-height: 1.7; }
.ac2 .ac-gold-line { width: 52px; height: 2px; margin: 20px 0 22px; border: 0; background: var(--ac-gold); }
.ac2 .ac-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  min-height: 49px;
  padding: 14px 26px;
  border: 0;
  border-radius: 9px;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  transition: transform .18s, box-shadow .18s, border-color .18s, background .18s;
}
.ac2 .ac-btn-gold {
  background: linear-gradient(135deg, #c9a84c 0%, #e5c97a 100%);
  color: var(--ac-navy);
  box-shadow: 0 4px 14px rgba(200, 169, 110, .28);
}
.ac2 .ac-btn-gold:hover { transform: translateY(-2px); box-shadow: 0 8px 22px rgba(200, 169, 110, .4); }
.ac2 .ac-btn-ghost { border: 1.5px solid rgba(15, 31, 61, .24); background: transparent; color: var(--ac-navy); }
.ac2 .ac-btn-ghost:hover { border-color: var(--ac-navy); }
.ac2 .ac-btn:focus-visible,
.ac2 .ac-text-link:focus-visible,
.ac2 .ac-tab:focus-visible,
.ac2 .ac-faq-q:focus-visible { outline: 2px solid var(--ac-gold); outline-offset: 3px; }
.ac2 .ac-text-link {
  color: var(--ac-gold-dark);
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px solid rgba(143, 111, 53, .4);
  padding-bottom: 2px;
}
.ac2 .ac-text-link:hover { color: var(--ac-navy); border-color: var(--ac-navy); }

/* Hero */
.ac2 .ac-hero { position: relative; overflow: hidden; padding: 40px 0 118px; background: var(--ac-ivory); }
.ac2 .ac-hero-grid { display: grid; grid-template-columns: 43fr 57fr; gap: 56px; align-items: center; }
.ac2 .ac-crumb { margin: 0 0 22px; color: #7a879d; font-size: 13px; }
.ac2 .ac-crumb a { color: inherit; text-decoration: none; }
.ac2 .ac-crumb a:hover { color: var(--ac-navy); }
.ac2 .ac-hero h1 { max-width: 13ch; margin: 0 0 20px; font-size: clamp(38px, 4vw, 54px); font-weight: 700; line-height: 1.08; }
.ac2 .ac-hero .ac-lead { max-width: 42ch; margin-bottom: 30px; font-size: 19px; }
.ac2 .ac-hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 20px 26px; }
.ac2 .ac-whatsapp {
  color: var(--ac-gold-dark);
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px solid rgba(143, 111, 53, .42);
  padding-bottom: 2px;
}
.ac2 .ac-whatsapp:hover { color: var(--ac-navy); border-color: var(--ac-navy); }
.ac2 .ac-hero-media { margin: 0; }
.ac2 .ac-hero-media img { display: block; width: 100%; height: auto; border-radius: 12px; box-shadow: 0 8px 26px rgba(15, 31, 61, .1); }

/* Nadpisany blok */
.ac2 .ac-lift { position: relative; z-index: 3; margin-top: -72px; }
.ac2 .ac-lift-inner {
  position: relative;
  display: grid;
  grid-template-columns: 40fr 60fr;
  align-items: center;
  gap: 44px;
  overflow: hidden;
  padding: 38px 46px;
  border-radius: 12px;
  background: var(--ac-navy);
  color: #fff;
}
.ac2 .ac-lift-inner::after { position: absolute; top: 34px; bottom: 34px; left: 40%; width: 1px; background: var(--ac-rule-light); content: ''; }
.ac2 .ac-lift h2 { color: #fff; font-size: clamp(22px, 2vw, 27px); line-height: 1.2; }
.ac2 .ac-lift .ac-eyebrow { margin-bottom: 12px; color: var(--ac-gold); }
.ac2 .ac-lift p { color: rgba(255, 255, 255, .85); font-size: 16px; }

/* Interaktywne kryteria */
.ac2 .ac-scope { padding: 88px 0; }
.ac2 .ac-scope-head { max-width: 66ch; margin-bottom: 40px; }
.ac2 .ac-tabs { display: grid; grid-template-columns: minmax(300px, 360px) 1fr; border-top: 1px solid var(--ac-rule); }
.ac2 .ac-tab-list { display: flex; flex-direction: column; border-right: 1px solid var(--ac-rule); }
.ac2 .ac-tab {
  display: flex;
  align-items: center;
  gap: 16px;
  width: 100%;
  padding: 20px 26px 20px 0;
  border: 0;
  border-left: 2px solid transparent;
  background: none;
  color: var(--ac-navy);
  text-align: left;
  cursor: pointer;
  font: inherit;
  transition: border-color .18s, background .18s;
}
.ac2 .ac-tab:hover { background: rgba(200, 169, 110, .06); }
.ac2 .ac-tab.is-active { border-left-color: var(--ac-gold); background: rgba(200, 169, 110, .09); }
.ac2 .ac-tab img { display: block; width: 44px; height: 44px; flex: none; }
.ac2 .ac-tab-name { font-size: 16px; font-weight: 600; line-height: 1.3; }
.ac2 .ac-tab.is-active .ac-tab-name { color: var(--ac-gold-dark); }
.ac2 .ac-mobile-panel { display: none; }
.ac2 .ac-stage {
  display: flex;
  align-items: center;
  min-height: 320px;
  overflow: hidden;
  padding: 48px 52px;
  border-radius: 10px;
  background: #f6f8fc;
}
.ac2 .ac-panel { display: none; max-width: 57ch; }
.ac2 .ac-panel.is-active { display: block; }
.ac2 .ac-panel h3 { margin-bottom: 14px; font-size: 28px; }
.ac2 .ac-panel p { font-size: 17px; line-height: 1.8; }
.ac2.no-js .ac-panel { display: block; margin-bottom: 24px; }
.ac2.no-js .ac-stage { display: block; }

/* Objaśnienie AC */
.ac2 .ac-editorial { overflow: hidden; background: var(--ac-pearl); }
.ac2 .ac-editorial-grid { display: grid; grid-template-columns: 57fr 43fr; gap: 56px; align-items: center; min-height: 520px; }
.ac2 .ac-editorial-media { position: relative; align-self: stretch; margin: 0; }
.ac2 .ac-editorial-media img { position: absolute; inset: 0; display: block; width: 100%; height: 100%; object-fit: cover; border-radius: 0 12px 12px 0; }
.ac2 .ac-editorial-copy { padding: 72px 0; }

/* Decyzja */
.ac2 .ac-decision { padding: 78px 0; }
.ac2 .ac-decision-grid { display: grid; grid-template-columns: 40fr 60fr; gap: 56px; align-items: start; }
.ac2 .ac-checks { display: grid; grid-template-columns: 1fr 1fr; gap: 0 44px; padding-top: 4px; }
.ac2 .ac-check { position: relative; padding: 17px 0; border-top: 1px solid var(--ac-rule); }
.ac2 .ac-check:nth-child(1),
.ac2 .ac-check:nth-child(2) { border-top: 0; }
.ac2 .ac-check h3 { font-size: 16.5px; line-height: 1.35; }
.ac2 .ac-check p { margin-top: 6px; color: #5c6b83; font-size: 14.5px; line-height: 1.6; }
.ac2 .ac-local { margin-top: 28px; padding: 18px 0 0; border-top: 1px solid var(--ac-rule); }
.ac2 .ac-local h3 { margin-bottom: 10px; font-size: 18px; }
.ac2 .ac-local p { color: #4a5568; font-size: 15px; line-height: 1.7; }

/* Jak pomagamy */
.ac2 .ac-help { overflow: hidden; padding: 80px 0; background: var(--ac-navy); color: #fff; }
.ac2 .ac-help-grid { display: grid; grid-template-columns: 42fr 58fr; gap: 56px; align-items: center; }
.ac2 .ac-help-media { margin: 0; }
.ac2 .ac-help-media img { display: block; width: 100%; height: auto; border-radius: 12px; box-shadow: 0 8px 24px rgba(0, 0, 0, .22); }
.ac2 .ac-help h2 { color: #fff; }
.ac2 .ac-help .ac-eyebrow { color: var(--ac-gold); }
.ac2 .ac-help p { color: rgba(255, 255, 255, .82); }
.ac2 .ac-help-list { margin: 24px 0 0; padding: 0; list-style: none; }
.ac2 .ac-help-list li { padding: 15px 0; border-bottom: 1px solid var(--ac-rule-light); color: #fff; font-size: 16.5px; }
.ac2 .ac-help-list li:first-child { padding-top: 0; }
.ac2 .ac-help-list li:last-child { border-bottom: 0; }

/* Online */
.ac2 .ac-compare { padding: 88px 0; }
.ac2 .ac-compare-grid { display: grid; grid-template-columns: 42fr 58fr; grid-template-areas: 'intro offers' 'contact offers'; gap: 32px 56px; align-items: start; }
.ac2 .ac-compare-intro { grid-area: intro; }
.ac2 .ac-compare-media { margin: 24px 0 0; }
.ac2 .ac-compare-media img { display: block; width: 100%; height: auto; border-radius: 12px; }
.ac2 .ac-compare-contact { grid-area: contact; }
.ac2 .ac-compare-contact h3 { margin-bottom: 8px; font-size: 17px; }
.ac2 .ac-compare-contact p { color: #5c6b83; font-size: 14.5px; }
.ac2 .ac-contact-actions { display: flex; flex-direction: column; gap: 9px; margin-top: 16px; }
.ac2 .ac-contact-actions .ac-btn,
.ac2 .ac-contact-actions .ac-text-link { align-self: flex-start; }
.ac2 .ac-offers { grid-area: offers; }
.ac2 .ac-offer { display: grid; grid-template-columns: 1fr auto; gap: 24px 40px; align-items: center; padding: 30px 0; border-bottom: 1px solid var(--ac-rule); }
.ac2 .ac-offer:first-child { padding-top: 0; }
.ac2 .ac-offer:last-child { padding-bottom: 0; border-bottom: 0; }
.ac2 .ac-offer-name { position: relative; margin-bottom: 8px; padding-top: 16px; color: var(--ac-navy); font-family: 'Playfair Display', Georgia, serif; font-size: 29px; font-weight: 700; line-height: 1.05; }
.ac2 .ac-offer-name::before { position: absolute; top: 0; left: 0; width: 40px; height: 2px; background: var(--ac-gold); content: ''; }
.ac2 .ac-offer-label { margin-bottom: 12px; color: #7f8ca0; font-size: 11.5px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.ac2 .ac-offer p { max-width: 46ch; margin: 0; font-size: 15px; }
.ac2 .ac-offer-note { margin-top: 10px !important; color: #8390a4; font-size: 12.5px !important; }

/* FAQ */
.ac2 .ac-faq-section { padding: 80px 0; background: var(--ac-ivory); }
.ac2 .ac-faq { column-count: 2; column-gap: 48px; margin-top: 16px; }
.ac2 .ac-faq-item { break-inside: avoid; border-bottom: 1px solid var(--ac-rule); }
.ac2 .ac-faq-item:first-child,
.ac2 .ac-faq-item:nth-child(4) { border-top: 1px solid var(--ac-rule); }
.ac2 .ac-faq-q { position: relative; display: block; width: 100%; padding: 17px 40px 17px 0; border: 0; background: transparent; color: var(--ac-navy); font-family: inherit; font-size: 16px; font-weight: 600; line-height: 1.5; text-align: left; cursor: pointer; user-select: none; }
.ac2 .ac-faq-q::after { position: absolute; top: 50%; right: 2px; color: var(--ac-gold); font-size: 21px; font-weight: 300; transform: translateY(-50%); content: '+'; }
.ac2 .ac-faq-q.open::after { content: '\2212'; }
.ac2 .ac-faq-a { display: none; padding: 0 34px 18px 0; color: var(--ac-text); font-size: 15.5px; line-height: 1.75; }
.ac2 .ac-faq-a.open { display: block; }

/* Końcowe CTA */
.ac2 .ac-final { padding: 48px 0; border-top: 1px solid rgba(15, 31, 61, .14); background: var(--ac-ivory); }
.ac2 .ac-final-inner { position: relative; display: grid; grid-template-columns: 1fr auto; gap: 44px; align-items: center; }
.ac2 .ac-final-inner::before { position: absolute; top: 0; bottom: 0; left: -32px; width: 3px; border-radius: 2px; background: var(--ac-gold); content: ''; }
.ac2 .ac-final h2 { margin-bottom: 8px; font-size: 27px; }
.ac2 .ac-final p { margin: 0; }

@media (max-width: 1024px) {
  .ac2 .ac-hero-grid { grid-template-columns: 1fr; gap: 34px; }
  .ac2 .ac-hero-media { max-width: 620px; }
  .ac2 .ac-lift-inner { grid-template-columns: 1fr; gap: 18px; }
  .ac2 .ac-lift-inner::after { display: none; }
  .ac2 .ac-tabs { grid-template-columns: 1fr; }
  .ac2 .ac-tab-list { border-right: 0; border-bottom: 1px solid var(--ac-rule); }
  .ac2 .ac-stage { padding: 34px; }
  .ac2 .ac-editorial-grid { grid-template-columns: 1fr; min-height: 0; }
  .ac2 .ac-editorial-media { height: 360px; }
  .ac2 .ac-editorial-media img { position: relative; border-radius: 0 0 12px 12px; }
  .ac2 .ac-editorial-copy { padding: 46px 0 56px; }
  .ac2 .ac-decision-grid,
  .ac2 .ac-help-grid,
  .ac2 .ac-compare-grid { grid-template-columns: 1fr; gap: 28px; grid-template-areas: 'intro' 'offers' 'contact'; }
}

@media (max-width: 768px) {
  .ac2 .ac-wrap,
  .ac2 .ac-narrow { padding: 0 20px; }
  .ac2 .ac-hero { padding: 26px 0 92px; }
  .ac2 .ac-hero h1 { max-width: none; font-size: 33px; }
  .ac2 .ac-hero .ac-lead { font-size: 16.5px; }
  .ac2 .ac-hero-actions { gap: 16px; }
  .ac2 .ac-hero-actions .ac-btn { width: 100%; }
  .ac2 .ac-whatsapp { margin: 0 auto; }
  .ac2 .ac-lift { margin-top: -78px; }
  .ac2 .ac-lift-inner { padding: 26px 24px; }
  .ac2 .ac-scope,
  .ac2 .ac-decision,
  .ac2 .ac-compare,
  .ac2 .ac-faq-section { padding: 56px 0; }
  .ac2 .ac-tabs { border-top: 0; }
  .ac2 .ac-tab-list { border-bottom: 0; }
  .ac2 .ac-tab { padding: 16px 0; border-bottom: 1px solid var(--ac-rule); border-left: 0; }
  .ac2 .ac-tab.is-active { border-left: 0; background: none; }
  .ac2 .ac-tab img { width: 38px; height: 38px; }
  .ac2 .ac-stage { display: none; }
  .ac2 .ac-mobile-panel { display: none; padding: 2px 0 15px; }
  .ac2 .ac-mobile-panel.is-active,
  .ac2.no-js .ac-mobile-panel { display: block; }
  .ac2 .ac-mobile-panel p { color: #5c6b83; font-size: 15.5px; line-height: 1.7; }
  .ac2 .ac-checks { grid-template-columns: 1fr; }
  .ac2 .ac-check:nth-child(2) { border-top: 1px solid var(--ac-rule); }
  .ac2 .ac-help { padding: 44px 0 36px; }
  .ac2 .ac-help-grid { gap: 22px; }
  .ac2 .ac-help-media img { height: 290px; object-fit: cover; object-position: center 35%; }
  .ac2 .ac-help-list li { padding: 10px 0; font-size: 16px; line-height: 1.45; }
  .ac2 .ac-offer { grid-template-columns: 1fr; gap: 17px; }
  .ac2 .ac-offer .ac-btn { width: 100%; }
  .ac2 .ac-contact-actions .ac-btn { width: 100%; }
  .ac2 .ac-contact-actions .ac-text-link { align-self: center; }
  .ac2 .ac-faq { column-count: 1; }
  .ac2 .ac-faq-item:nth-child(4) { border-top: 0; }
  .ac2 .ac-final { padding: 40px 0; }
  .ac2 .ac-final-inner { grid-template-columns: 1fr; gap: 20px; }
  .ac2 .ac-final-inner::before { display: none; }
  .ac2 .ac-final .ac-btn { width: 100%; }
}

@media (prefers-reduced-motion: reduce) {
  .ac2 .ac-btn { transition: none; }
}